An impressive maritime oil painting by T. Bailey (American, early 20th century), titled “Charlotte,” depicting a majestic sailing vessel navigating the open sea. Bailey’s characteristic brushwork and color palette bring energy to the rolling waves and sky, while the ship dominates the composition in full sail. This larger-scale work is presented in a carved gilt wood frame with decorative detail, complementing the nautical subject matter. Both painting and frame are in good vintage condition, showing age-appropriate wear. T. Bailey is a well-known decorative marine artist whose works were sold widely throughout New England. Collectors continue to prize his ship portraits for their timeless appeal in coastal and traditional interiors.